Reliable Insurance Coverage with Yango – Protect Your Ride Today

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Ride with confidence — comprehensive insurance for drivers and passengers on every trip

Whether you're a driver or a passenger, enjoy peace of mind with our transparent insurance plans. Take care of yourself and Yango will take care of you during the trip.

Key Benefits

Accidental death coverage

up to PKR 300,000 for drivers and passengers

Permanent disability coverage

up to PKR 300,000 for drivers and passengers

Temporary disability coverage

compensation up to PKR 150,000 for drivers and passengers

Accident reimbursement

up to PKR 30,000 for medical emergencies for drivers and passengers

Mobile phone insurance

screen protection and theft cover, up to PKR 20,000, exclusively for drivers

Free value-added services

24/7 doctor helpline, lab discounts, online shopping vouchers, and free medicine delivery for drivers and passengers

Rickshaw/Bike

Accidental Death
100,000 PKR
Permanent Disability
100,000 PKR
Temporary Disability
50,000 PKR
Accident Reimbursement
10,000 PKR
Mobile Screen Protection (only for drivers)
4,000 PKR
Theft (only for drivers)
8,000 PKR

Insurance Plans

Car

Accidental Death
300,000 PKR
Permanent Disability
300,000 PKR
Temporary Disability
150,000 PKR
Accident Reimbursement
30,000 PKR
Mobile Screen Protection (only for drivers)
10,000 PKR
Theft (only for drivers)
20,000 PKR

Coverage details

For drivers & passengers Personal accident insurance covers a driver and up to 4 passengers per ride

Mobile phone insurance Only one mobile phone insured per driver. Coverage lasts for one month from the date of the last accepted ride.

Age eligibility Available for drivers aged 18 to 70 years and passengers aged 1 to 70 years.

How to Make a Claim

1

Submit Сlaims

Call Waada UAN at 021-111-992-232 or email claims@waada.pk.

2

Processing Time

Claims are settled within 48 to 72 hours after all required documents are submitted.

3

Payment

Directly sent to your e-wallet or bank account in PKR

Documents Required for Claims

Personal Accident Claims:
- CNIC (front & back)
- FIR or Medicolegal report (in case of accidents)
- Death certificate (if applicable)
Mobile Protection Claims:
- FIR for theft
- Blocked IMEI report from PTA
- Confirmation of phone blocking by PTA

Exclusions

Personal Accident Exclusions Self-inflicted injury, participation in criminal acts, and war-related activities.

Mobile Insurance Exclusions Losses from existing faults, non-PTA-approved phones, and damage outside of screen protection.

Frequently asked questions

When does the insurance coverage starts?

How to make a claim?

What documents are required for claims?

Under what conditions the claim will not be paid?

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*Insurance is underwritten by Alpha Insurance Company Limited or other approved underwriters. Terms and conditions apply.

Insuring your ride, ensuring your safety